Pathway to homeownership

Our Housing Counseling Program provides personalized guidance to help individuals and families understand their options, manage finances, and confidently navigate the journey toward stable, affordable homeownership.

ABOUT

Building
confident homeowners
through education

At Tampa Bay Housing Services (TBNHS), we believe that a solid educational foundation will equip homebuyers with the necessary skills and tools to repair credit, climb out of debt, and achieve sound and proper money management. TBNHS teaches consumers the fundamentals of homeownership, including the mortgage process, predatory lending, homeowner insurance, housing repair, expenses & maintenance to name a few.

TBNHS is a HUD Certified Counseling Agency offering counseling to educate the potential homebuyer about the benefits and responsibilities of homeownership. Our HUD Certified Counselors will guide you toward any obstacle and give you some advice to overcome each barrier that you might have.

Homeowner representative
Homebuyer education participants

Homebuyer support and counseling services

Participants have the opportunity to assess their current situation and work with our counselors to tailor plans designed to fit their specific needs. Below are some of the services we are certified to provide.

  • Pre-Purchase Education Workshop.
  • Financial Management/Budget Counseling.
  • Financial, Budgeting, and Credit Workshops.
  • Mortgage Delinquency and Default Resolution Counseling.
  • Pre-purchase Counseling.
  • Pre-purchase Homebuyer Education Workshops.
  • Predatory Lending Education Workshops.
  • Rental Housing Counseling.
  • Rental Housing Workshop.

Application process

Couples attending the First-time Home Buyers Counseling with plans to purchase a home will require one application. Counseling sessions conform to the National Industry Standards for Homeownership Education & Counseling.

Counseling session in progress
Homebuyer education classroom

Homebuyer counseling

First-time Homebuyers, embark on the journey towards your new dwelling by participating in our Homebuyer Counseling program. The program consists of three easy steps:

  • Submit your application via our online form and choose a date that suits you best to attend one of our Homebuyer Education classes, either virtually or in-person.
  • Upon successful completion of the class, you will receive a certificate of completion, valid for one year.
  • A HUD Certified counselor will then be in touch to schedule a counseling session for an initial assessment.
Begin the process to fill out our Homebuyer Education online application

Tampa Bay Neighborhood Services is committed to promoting equality and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.

Your support helps families access education, counseling, & affordable housing opportunities.

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